If you’re searching for the best Omaha Mortgage Broker, Edge Mortgage, Inc. is here to help. We’re honored to serve the wonderful community of Omaha, offering years of trusted expertise and exceptional service. Whether you’re buying your first home or upgrading to your dream home, we’re committed to making the mortgage process smooth and tailored to your needs.
Omaha, Nebraska is located in the eastern part of the state on the border between Nebraska and Iowa. It is the seat of Douglas County and has a population of 483,335. The first inhabitants of the area were Native American tribes. It is from one of these tribes that the city takes its name. Early settlers were fur trappers and Mormon pioneers. Today, Omaha is Nebraska’s biggest city and a regional manufacturing, transportation, trade, and service hub. The city is home to a variety of attractions. The Henry Doorly Zoo is famous for its involvement with breeding endangered species from around the world. The Durham Museum, one of the best examples of Art Deco architecture in the country, offers a fascinating look at the history of the region. Joslyn Castle and Gardens is a historic home offering tours, educational and cultural programming, and rental opportunities for private and business events. Lauritzen Gardens is a 100-acre botanical center with programs for adults, children, and families. According to Visit Omaha, the area is an outdoor enthusiast’s playground with tree-lined walking and biking trails, five area lakes, and two rivers.
Why Choose Edge Mortgage, Inc. as an Omaha, NE resident?
There is no shortage of things that make Omaha great! As your trusted Omaha mortgage broker, we know you deserve to work with someone who understands your local market and genuinely cares about your homeownership journey. At Edge Mortgage, Inc., we’re not just here to secure a loan, we’re here to guide you every step of the way with personalized service, competitive options, and expert advice tailored to the unique needs of Omaha homeowners. Whether you’re buying your first home, refinancing, or upgrading to your next dream home, we’re committed to making the process smooth, transparent, and stress-free.
As you are searching for an Omaha mortgage broker, we want to equip you with all the right information for your mortgage process. Whether you choose Edge Mortgage, Inc. or another Omaha mortgage broker, here are some important questions to get answers to before you commit to working with someone.
10 Questions to Ask Your Omaha Mortgage Broker Before You Buy a Home
1. What’s the first step in getting a mortgage?
The first step is getting pre-approved. Pre-approval shows sellers you’re a serious buyer and gives you a clear idea of your budget. At Edge Mortgage, Inc., we guide you through the pre-approval process, making it quick and easy to get started.
2. What loan programs are available for me?
Every buyer is different so it’s important to understand your options. We specialize in a variety of loans, including FHA, VA, USDA, and conventional loans. We’ll help you find the one that fits your financial situation and homeownership goals.
3. How much of a down payment will I need?
Down payment requirements vary based on the loan program. For example, FHA loans typically require 3.5%, while VA and USDA loans may not require any down payment. We’ll help you determine the right option and guide you through any down payment assistance programs that may be available.
4. What credit score do I need to qualify?
While each loan program has its own credit requirements, many options are available for buyers with a range of credit scores. We’ll review your credit and provide personalized advice on how to improve it, if needed, to qualify for better rates.
5. What are the current interest rates and how do they affect my loan?
Interest rates directly impact your monthly payment and the overall cost of your loan. As your Omaha mortgage broker, we’ll shop around with multiple lenders to secure the most competitive rates, helping you save money over the life of your loan.
6. What are closing costs, and how much should I expect to pay?
Closing costs typically include fees for the lender, title company, appraisal, and more. These costs usually range from 2-5% of the loan amount. We’ll provide a clear breakdown of your closing costs upfront so there are no surprises.
7. How do I calculate my monthly mortgage payment?
Your monthly payment includes principal, interest, taxes, and insurance (often referred to as PITI). We’ll help you estimate this payment based on your loan amount and other factors so you know what to expect.
8. How long does the mortgage process take?
The timeline varies, but most loans close within 30 days. We’ll keep the process moving efficiently and keep you updated every step of the way to ensure a smooth and timely closing.
9. What should I avoid during the loan process?
Avoid major financial changes like applying for new credit, making large purchases, or changing jobs during the loan process. These actions could affect your approval. At Edge Mortgage, Inc., we’ll provide guidance to help you stay on track.
10. Why should I choose an Omaha mortgage broker instead of a bank?
As a local mortgage broker, we offer personalized service, access to multiple lenders, and have a deep knowledge of the Omaha market. Unlike big banks, we focus on finding solutions tailored to your unique needs. At Edge Mortgage, Inc., we’re committed to making your homeownership journey stress-free and successful.
Getting the Best Omaha Mortgage Broker Near Me
Choosing the right mortgage broker is one of the most important steps in your homeownership journey, and at Edge Mortgage, Inc., we’re here to make that decision simple. As an Ohio homeowner, you can count on us to find the best mortgage solution for your needs. From navigating the complexities of the home loan process to providing transparent communication every step of the way, we’re dedicated to helping you achieve your homeownership goals with confidence. Let us be your trusted partner in making your dream home a reality. Contact us today to get started!
Read some of our many five-star reviews that show our exceptional dedication to our clients
“We have used Edge Mortgage, Inc. 3 times. Every time has been fantastic. Keri is honest, dependable and will do anything she can, with her team, to get you the best rates. We have been treated like family every time and will use her services again in the future. Highly Recommend.” -Stephanos
“Keri was amazing helping us every step of the way purchasing our first home. We had no idea where to start or what type of loan to consider. She was very quick to answer us with our busy work schedule all times of the day! I highly recommend Keri and her team.” -Angie
Edge Mortgage, Inc. is your trusted Omaha Mortgage Broker
Edge Mortgage, Inc. is located in Johnstown, Colorado, and serves Colorado, Nebraska, Ohio, and Wyoming. We offer honest answers and a stress-free process and we have no hidden or extra fees, keeping more money in your pocket. We are your trusted mortgage broker and we are ready to serve you. Call us today at 970-744-0000.
