Refinance
two primary reasons for refinancing
TO LOWER YOUR RATE
TO PULL EQUITY FROM YOUR HOME
At Edge Mortgage, Inc.
We Help Explain All Your Refinance Options
Refinancing your loan can be a smart move. Whether you’re looking to lower your interest rate and shorten your loan term, or access the equity you’ve built in your home. At Edge Mortgage, Inc., we walk you through the process from start to finish, making it simple and stress-free. First, we take time to understand your financial goals. Then, we help you explore your options so you can choose the best rate, monthly payment, and terms for your situation. As a result, you’ll feel more confident in your decision and better prepared for the future. And if your situation changes down the road, we’re always here to reassess and help you adjust your loan to fit your needs.
Rate and Term
A rate and term refinance changes the interest rate, the term, or both of an existing mortgage without advancing any new money. It is also known as a “no cash out refinance.”
STREAMLINE (FHA)
An FHA streamline refinance is an option for homeowners that is administered by the Federal Housing Administration (FHA). In order to qualify, a homeowner must currently have an FHA-insured mortgage and cannot be delinquent on the payments.
Cash out
A cash out refinance is a mortgage refinancing option that lets you convert home equity into cash. A new mortgage is taken out for more than your previous mortgage balance.
IRRRL (VA)
An interest rate reduction refinance loan (IRRRL) is a type of mortgage offered by the U.S. Department of Veterans Affairs (VA) to veterans and military families. Also known as the VA Streamline Refinance Program, the IRRRL is a VA-to-VA loan process, designed for homeowners who already have a VA loans.
are you ready to take the next step?
Clarity upfront for confident next steps.
We take pride in a clear and well organized process from the time you start your application until it’s complete. This ensures that things go smoothly as we proceed through the remainder of the loan process.
our team
Ready to guide you through The loan process
Keri Imhof
owner/Loan Officer
Guides clients through the process with clear communication, thoughtful planning, and honest advice. She takes the time to understand each client’s goals and helps the select a mortgage solution that truly fits their needs.
Kirstie Conradson
Loan Officer Assistant
Supports clients and Keri throughout the loan process and keeps everything organized and moving smoothly from application through closing. This ensures a smooth, efficient, and stress free process.