I’m Ready
Whether it’s your first, next, or forever home, purchasing a home is a major life event. Edge Mortgage, Inc. is your trusted mortgage broker for mortgage pre-approval.
At Edge Mortgage, Inc. we strive to make the mortgage pre-approval process as easy and smooth as possible and are with you every step of the way. We help you get the best interest rate, monthly payment, and loan terms for your unique situation.
pRE-APPROVED
Edge Mortgage, Inc. does a thorough review of:
– Pay stubs and/or tax returns
– Full credit to pull to review all liabilities
– Bank and asset statements
– Edge Mortgage, Inc. then determines:
– Desired monthly payment
– Down payment needed
– Purchase amount
– Anticipated interest rate
– Estimated monthly payment
PREQUALIFIED
The borrower provides basic information of:
– Income
– Credit
– Bank accounts
– Desired down payment
– Desired monthly payment
– Edge Mortgage, Inc. estimates then what the borrower can afford based on the information provided.
we Believe Being Pre-approved is the most Important step before house hunting.
We will review and discuss all loan options available to help you
make the best decision for your needs.
Having a mortgage pre-approval from Edge Mortgage, Inc. is extremely valuable when it comes time to make an offer on a house, especially in a competitive market where you want to stand out among other potential buyers.
Again, a seller will be more likely to consider you a serious buyer because you have had your finances and creditworthiness verified.
TYPES OF PURCHASES
PRIMARY RESIDENCE
SIMPLE AS IT SOUNDS
It is used for your primary home where you reside the majority of the time.
SECOND HOME
THINK VACATION HOME
You occupy it for part of the year in addition to your primary residence.
investment PROPERTY
BUSINESS PURCHASE
Your purchase with the intention of earning a return through rental income, future resale, or both.
WE HAVE OPTIONS FOR EVERY PURCHASE. CLICK HERE TO LEARN MORE.
Are you ready for speedy service?
We can get you approved quickly.
We take pride in our speed and quality of service. As a result, we typically have same day approval once the application has been completed and offer top-notch experience all around.